Find the Right Equity Release Plan with Advice You Can Rely On

Age 55+ and considering equity release? We’re here to help you understand your options clearly, without pressure or jargon. Explore guides, tools, and trusted resources to make an informed decision that’s right for you and your family.

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Proud Member of the Equity Release Council

We strictly adhere to the Council's Code of Conduct, ensuring you are protected by the No Negative Equity Guarantee and have the Right to Remain in your home for life. Your safety and security are our top priority.

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Honest Advice Without the Pressure, Just How It Should Be

Equity release can feel overwhelming, but getting clear, trustworthy information shouldn’t be. That’s why we’ve created a simple, jargon free resource to help you understand how it works, whether it’s right for you, and what your options are.

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Explore Your Options

As life evolves, so do your needs. Explore our guides and tools to make an informed decision.

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Beginners' Guide

Start here if you are just beginning your research. We break down what equity release is and how it enables you to access cash.

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Later Life Options

It is not just about one product. From Lifetime Mortgages to Retirement Interest Only plans, discover the different ways you can borrow.

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How it Works

Unsure where to start? This step by step guide walks you through everything from the first chat to receiving your funds.

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Is It Right For You?

Find out who is eligible, how it affects inheritance and what alternatives you should consider. We help you weigh the pros and cons.

Check Eligibility
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Safeguards & Risks

Your safety is our priority. Learn about the No Negative Equity Guarantee and strict FCA regulations that protect you.

Have Questions?

Our family team is ready to answer them, jargon-free.

What Our Clients Say About Aspect Mortgages

Get the right advice and the confidence that comes with it

Take the first step towards financial clarity today. There is no obligation and no pressure. Just a friendly conversation to answer your questions.

Fees

A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £1495 for an equity release/retirement mortgage.

Important Information

Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.

As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.

Your home may be repossessed if you do not keep up repayments on your mortgage.