Clear, friendly equity release advice from the experts at Aspect Mortgages.
Age 55+ and considering equity release? We’re here to help you understand your options clearly, without pressure or jargon. Explore guides, tools, and trusted resources to make an informed decision that’s right for you and your family.
Equity release can feel overwhelming, but getting clear, trustworthy information shouldn’t be. That’s why we’ve created a simple, jargon-free resource to help you understand how it works, whether it’s right for you, and what your options are.
From beginner’s guides to free tools and calculators, everything here is designed to support informed, confident decisions with no pressure, no sales talk, and no hidden agenda.
Our beginner’s guide breaks down the basics in plain English—what it is, who it’s for, and what to watch out for.
Understand how different later-life lending options could support your retirement goals.
Find out about the step-by-step process of equity release.
Explore whether equity release fits with your needs, lifestyle, and future plans.
We outline the key safeguards designed to give you peace of mind, including the Equity Release Council’s standards.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £1495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
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